Education Policy In Bangladesh Essay Example for Free

Education Policy In Bangladesh Essay Introduction â€Å"Insurance is a way of protecting against these financial losses†. â€Å"General insurance or non-life insurance policies, including automobile and homeowners Policies provide payments depending on the loss from a particular financial event†. Anyone who owns an asset can buy insurance to protect it against losses due to fire or theft And so on. Each one of us can insure our and our dependents’ health and well being through hospitalization and personal accident policies. In this report we tried to show that how general insurance business operates in Bangladesh how important it is for economy what types of problem it faces in our country. Objective of the Study Primary objective The main objective of the study is to know how the insurance business works in our country. Secondary objective: The case study has the following objectives: To know about the insurance company (Based on three insurance companies.) To know about general insurance its classification. Company Overview Green Delta Insurance Company Limited (GDIC) is one of the leading private non life insurance companies in Bangladesh. GDIC was incorporated in December 14, 1985 as a public limited company, under the Companies Act 1913.  Actual operations started on 1st January 1986, with a paid up capital of BDT 30.00 million. Now, Green Delta Insurance Company Ltd. is amassed about BDT 637.875 million with a credit rating of AA1 and ST1. GDIC holds the proud distinction of being the first ever company to raise its paid up capital to such a level. This is also the 1st Insurance Company in Bangladesh to have equity partnership with IFC. With a presence in the strategically important parts of the country, which includes 38 branches, Green Delta Insurance Company Ltd. has established its prominent presence with equity participation in Delta Brace Housing Ltd., Progressive Life Insurance Co Ltd, United Hospital Ltd. Fin Excel Ltd. and BD Venture Ltd. Green Delta Capital Ltd. and Green Delta Securitie s Ltd. are two of the direct subsidiaries. GDIC provides stock brokerage services through Green Delta Securities Ltd. (GDSL) and investment supports through Green Delta Capital Ltd. (GDCL). As a part of the recognition for the contribution in the development of the insurance industry and for maintaining the standard of service, the company has been considered as one of the top 500 companies according to the renowned Rating Agency, Dun Bradstreet Rate Agency of Bangladesh. The company has also been awarded with many national and international awards like –‘’ICAB National Awards’’ for Best Published Accounts, ICMAB Best Corporate Award in Insurance category, ‘‘Certificate of Merit’’ for the Best Presented Accounts Award in the category ‘Insurance Sector’ by the South Asian Federation of Accounts (SAFA), ‘‘International Quality Crown Award’’ by BID International in London, The BIZZ Award by World Business confederation of Business, USA for leadership, Excellence in a management, Quality and Marketing, ‘‘The Diamond Eye Award For Quality Excellence’’ by BID OTHERWAYS, The Platinum Technology Award for Quality Best trade name by Association Other Ways in Berlin, International Star Award for Leadership in quality in the Gold, Platinum and Diamond categories and many more. With the slogan â€Å"Marches with time† during the last 28 years GDIC has been helping people in their time of need; pulling out all the steps when needed, and has been proud to be a partner in progress. Our Vision Our vision is to mature into a sustainable, coherent organization, raise competitiveness to the highest level in the insurance industry, maintain  high profitability balanced quantitative growth and exceed customer’s expectations by offering legendary services, embrace a new corporate identity and creative corporate culture. Our Mission Our mission is to create shareholders value through customer’s satisfaction and employee’s commitment to excellence. Our Strength Constant pursuit of suitable strategies has made the company the leading insurer of Bangladesh for over two decades. Our Belief We believe that client must stand at the center of our all activities. We have the ability to optimally fulfill the client’s needs based on risk management with minimum cost and personalized services Finding: Products Services Corporate Risk Management Industrial All Risk Insurance including Machinery Insurance and Business Interruption Property All Risk Insurance including Business Interruption Electronic Equipments and Computer Insurance Professional Indemnity Insurance Comprehensive Machinery Insurance Comprehensive General Liability (CGL) Product Public Liability Insurance Directors and Officers Liability (DO) Fire and Allied Perils Insurance Marine Cargo and Hull Insurance Financial Cash-in-safe, Cash-in-transit Cash-on-counter Insurance Portfolio Cover Credit Card Indemnity Insurance Bankers Blanket Insurance Bank Lockers Insurance A.T.M. Booth Insurance Banc assurance Retail SME Fire and Allied Peril Insurance Marine Cargo and Hull Insurance Personal Accident Health Insurance Overseas Mediclaim Insurance Micro Insurance Micro Health Insurance Nibedita-Comprehensive Insurance Policy for Women Household Insurance Motor Insurance Peoples Personal Accident Policy Comprehensive Travel Insurance Conventional Aviation Insurance Automobile Insurance Workmen Compensation Insurance Miscellaneous Insurance Engineering Insurance (Erection all Risk, Contractors all Risk, Deterioration of Stock Boiler Pressure Vessel Insurance, business intemiption Crop Insurance Nlbedlta-Comprehensive Insurance Policy for Women Weather Index Based Insurance Investment Portfolio Management Underwriting Pre-IPO placement Syndication Trusteeship Green Delta Insurance is known for its innovation and services. Today ´s competitive insurance market is driving the market to think and Winovate now products and services and GDIC have been doing with its authentic. Beside the Traditional insurance portfolio GDIC introduced following personal line of products in last year and some them are in pipeline: Health Insurance Household Insurance Nibedita-Comprehensive Insurance Policy for Women Cellular Phone Contingency Insurance Weather Index Based Insurance Personal Accident Insurance Policy for Migrant workers It is matter of great pride that GDIC has introduced an insurance product first time ever in Bangladesh which is designed only for the females named as Nibedita-Comprehensive Insurance Policy for Women. GDIC has also designed first ever Weather Index Based Insurance for the farmers of Bangladesh which will be launched shortly. In Briefly Fire Insurance Basic cover: Fire Lightning Explosion(domestic) Damage during or immediately following Fire caused by – smoke, scorching, Falling walls, water used for extinguishing Fire, blowing up building for preventing Spread of fire. This coverage can be extended to include other perils by the additional premium; Riot, Strike Terrorism Storm, Flood Subsidence Landslide Aircraft damage Bursting or overflowing of tanks. Health Insurance The health policy provides for reimbursement of hospitalization/domiciliary hospitalization expenses for illness/disease suffered or accidental injury sustained during the policy period. Under this scheme the expenses for treatment in a hospital for an illness or injury are insured. It does not cover for any expenses in respect of domiciliary or outdoor treatment. Covers: Hospitalization due to accident or illness. Ancillary services like ICU/CCU room, post-operative room, blood transfusion, special investigations, etc. Labor room services. Intensive care facility. Oxygen therapy. Skilled nursing services. Blood transfusions. Ambulance services. Dressing while in confinement and test other than the routine investigations. Marine Insurance The oldest branch of insurance. Comprises: a. Cargo Insurance. b. Hull Insurance. Lloyd ´s is the famous world ´s Marine insurance market. Marine Insurance Act 1906. HULL INSURANCE Concerns the insurance of ships. Hull, machinery etc. CARGO INSURANCE Plays an important role in domestic trade as well as international trade. Provides insurance cover in respect of loss of or damage to goods during transit by –rail, -road -sea -air Burglary Insurance Scope of Cover Lost by burglary Housebreaking following upon an actual forcible and violent entry into or exit from the premises by the person or persons. Then the company will pay to the extent of such loss to the extent of the intrinsic value of the descriptive value of the insured. Exclusions: Theft by persons lawfully on the premises. Any legal liability, Loss or damage during the progress of or following upon fire or explosion. Earthquake, war, Riot, Civil war, Invasion etc. Uncover able property: Deeds, bonds, stamp collections, bank or currency. Theft by persons lawfully on the premises. Any legal liability, Loss or damage during the progress of or following upon fire or explosion. Earthquake, war, Riot, Civil war, Invasion etc Company overview Delta Life Insurance Co. Ltd. established mainly through the initiative of a group of Bangladeshi professionals then working abroad along with a few enthusiastic local entrepreneurs, started its operation in December, 1986 after the Government of Bangladesh allowed the private sector to operate in the insurance sector in 1984 to carry on the business of insurance in the Private Sector. A brief explanation as to the growth of life insurance business in Bangladesh is in order here. Bangladesh declared independence from the Pakistani rules on March 26, 1971 following which she had to witness a bloody liberation struggle with the occupation forces lasting for 9 months before they were defeated. Insurance business which was exclusively carried on in private sector before independence was nationalized after liberation in 1972 primarily to address the emerging situation of eroding public confidence in the industry that was left staggeringly short of resources in the face of huge losses caus ed by the war of liberation. After a series of experimentation, a state-owned body, namely Jiban Bima Corporation (JBC), established in May, 1973 for transacting the life insurance business, took over the assets and liabilities under life portfolios of all erstwhile private insurance companies and started business in its own name. Since inception, Delta Life set before itself a high  standard of all round performance coextensive with professional soundness and proficiency. It soon made a mark in the life insurance arena by not only being the leader among the private sector indigenous companies, but by undertaking and successfully implementing innovative and welfare oriented life insurance schemes. It introduced an array of conventional life and group insurance products many of which were the first in Bangladesh. For the first time, health insurance products were also introduced by Delta Life. But more importantly, in fulfillment of the avowed commitment towards social development, Delta Life for the first time not only in Bangladesh but probably in the World, devised and introduced micro-life insurance-cum-savings products specially suited to the needs and pockets of poor people of the country who constitute more than 80% of the people of Bangladesh. Two projects of the company namely Grameen Bima for the rural people and Gono Bima for the poor and marginal savers of the urban areas were initiated to devote them slave exclusively to marketing and management of these innovative products. We are happy to report that we have achieved a good measure of success although there is a long way to go. These schemes that we have introduced have created great stir and enthusiasm among th e general mass who, before these projects started functioning, could not even dream of owning a policy that provides the much needed life insurance coverage along with facility of regular savings on a long-term basis. At a later stage i.e. in the year 2002, the projects were merged into a division of Delta Life, namely, Gono Grameen Bima Division. The GNGRB Division has been growing at a first rate of more than 25% p.a. for the last couple of the years and is poised to maintain this growth rate at least in the next five years or so. Delta Life can take pride in moulding the saving habits of the lower and middle class people and transforming them into prospective policyholders. The potential is now so strongly perceived that all life insurance companies old and new alike operating in the country have started their own micro insurance products. Finding Ordinary Life Insurance Delta Life offers a wide variety of ordinary life product/plans ranging from the most common endowment type to more modern and sophisticated plans like endowment with open term, pension plan with built in provision for  increasing pension, increasing protection with provision for premium refund etc. The plans have been designed keeping in view the diverse and multifaceted needs of the insuring public belonging to different strata of the society. Some of the popular plans are briefly described below. Group Life Insurance Group Insurance is an instrument for providing life insurance coverage (protection) to a number of individuals under a single contract (policy) who are associated together for a common interest other than insurance. It is the most cost effective means to provide immediate financial support to an insured member and/or his family in case of devastating events like-death, disability, disease as well as retirement. Group Insurance has already established its importance as a component of Employee Benefit Package in Bangladesh. Exclusive features of Group Insurance are: Insurance coverage to a number of individuals under a single contract. Simple insurable conditions Easy administrative procedure Prompt claim settlement Affordable premium Tax exemption on premium Delta Life offers a host of Group-Life Insurance schemes from which an organization/ employer may choose for benefits of its members/employees, as may best serve their interest according to organizational setup. To be treated as a group, the following criteria need to be fulfilled. A Group Should comprise of at least 15 members It should be a legitimately organized body Group clients of Delta Life Insurance Company Limited include: Semi-Government organization, autonomous bodies Private, Non-Government Organizations (NGOs) Educational Financial Institutions Public Limited Companies Associations, Business organizations etc. Group Life Insurance Schemes offered by Delta Life are of two types: Traditional Schemes: For insurance coverage of members/employees of a Group Exclusive Schemes: For insurance coverage of clients of Financial Institutions Traditional Scheme: These are the commonly offered Group-Life Insurance schemes and are also known as Basic Schemes: These are: Short Term Contract Group Term Life Insurance Scheme (GT) Group Term Life with Premium Refund Scheme (GTR) Long Term Contract Group Endowment Life Insurance Scheme (GEN) Group Pension Scheme (GP) There are several variants of Basic Schemes. Examples of two variants of GTR are GTR-100/10: Group Term Life with 100% Premium Refund after 10 years GTR-50/10 : Group Term Life with 50% Premium Refund after 10 year Health Insurance Health Insurance is now considered indispensable in developed countries. In the present financial-social perspective of Bangladesh as well, Health Insurance has now become an essential, dependable, acceptable and the most cost effective means to make the modern treatment facilities affordable to all socio-economic classes of people, especially the fixed income group. As a pioneer of Health Insurance in Bangladesh, Delta Life Insurance Company offers several Health Insurance Schemes, which are as follows: Hospitalization (In-patient) treatment coverage plans Hospitalization Insurance Plan (Group)- offered to Members of a group and their dependants (if desired) Hospitalization Insurance Plan (Individual) – offered to an Individual as well as his or her dependant family members also known as Delta Care Hospitalization Plan. Out-patient treatment coverage plans Out-patient Insurance Plan Offered as an adjunct to Group Hospitalization Out-patient Management Plan Offered as an adjunct to Group Hospitalization Overseas treatment coverage plan for travelers Overseas Medicliam Policy (OMP) – A pre-requisite for visa application offered only to Individuals traveling abroad. Hospitalization Insurance Plans Covers in-patient (Hospitalization) treatment expenses of an insured member Expenses Covered under Hospitalization Insurance Plans Hospital Accommodation Consultation Fee Medicine Accessories Medical Investigations Surgical Operation Ancillary Services like Blood Transfusion, Ambulance Service, Dressing etc. General Features of the Scheme No need for preliminary Medical Examination during enrolment. Treatment coverage round the clock inclusive of Accidents and Emergencies. Coverage offered to Bangladeshi National as well as resident foreigner. Treatment at any renowned hospital or clinic by consultant of own choice. Preferential service at Designated Hospital. Direct payment of treatment expenses by the company at Designated Hospital. Reimbursement of expenses for treatment at non-designated hospital. Membership ID card for each insured to facilitate preferential services. Option for Maternity Benefit and Overseas Treatment coverage. Provision for inclusion of Spouse Children under the plan. Provision for inclusion of new member under the plan. Coverage up to 65 years under Group HI 60 years under Individual HI plan. Two types of plans with several benefit grades to choose from. Option to choose more than one grade according to status of the members of a group. Option to alter benefit grade during renewal. Gono Grameen Bima Delta Life first launched Micro-insurance product in 1988 through its Grameen Bima Project (GRB) to cater to the necessity of economic protection against premature death and of disability as well as providing a way for regular savings for the poor and low income group of people living in villages. Later it started another project in 1994, namely, Gono Bima (GNB) for the urban poor and the low income class. These projects are now merged under the  name of Gono-Grameen Bima Project (GN-GRB). The initial problems apart, the project started to yield impressive results right from the beginning by creating great interest among the target population who could not even perceive an institutional arrangement through which the ever present problems of insecurity of life could be addressed. To suit the needs and pockets of the target people, and for efficient management of these portfolios, some of the age-old traditional concepts of carrying on life insurance business had to be diluted and in some cases replaced by simple and straightforward practices. Yet, the results are so encouraging that Delta Life is now regarded far and wide as the undisputed leader espousing the cause of welfare of teeming millions and its experiences are now used to advantage not only by indigenous companies but also other micro-savings organizations abroad. Target Group and the Product In GN-GRB the formalities are minimum. Insurance Cover is given under Group Insurance concept. A person interested in a policy submits a simple two-page proposal form; it is signed or thumb imprinted by him or her. There is no need for medical check-up. The person needs to be between 18 and 45 years of age, have a monthly income of Tk. 5,000.00 (US $100.00) or less, be of good health and supply a Declaration of Good Health (DGH) at the time of submitting the Proposal form. Death through pregnancy complications within the first year of the policy and death through suicide in the first year of the policy are not covered under an exclusion clause. Simple endowment with profit policies are offered for 10 and 15 years term both with premium payment mode being weekly or monthly. Premium rate is the same irrespective of age at entry. Besides this plan, new plans like three-payment plan with 12 and 15 years term and double protection endowment plan have recently been introduced. Policy Documents Upon acceptance of the proposal, a pass book is issued to the policyholder detailing all terms and conditions of the policy. The pass book serves as the purpose of recording of all payments made by him towards the policy. There is one group policy document for the policyholders of each Thana or Block. For individual policyholders the passbook serves as policy document. Micro Investment (Loan) GN-GRB gives small project loans to its policyholders on a group liability basis. No collateral is required. There is 20% service charge on the loans, which is calculated at a flat rate and added to the principal amount. The loan, together with the service charge, is repayable in 12 equal monthly installments. The repayments are collected from door to door by the organizers. Recently a decision has been taken to establish small collection booths in the villages. A person must be a policyholder and pay premiums for at least one year before being eligible for a loan. The maximum loan given is Tk. 5,000.00 (US $100.00) per policyholder. The loans are for income generating activities (IGA) only. Policyholders form a committee of 5 to 7 members. 3 policyholders selected by the committee are given the first loan. After recovery of 3 installments from each of the first three borrowers, the next 3 are given their loans and so on. As a general rule, 60% of the premium income of an area and 40 % of the repaid loan of an area are available for loan in that area. Also 100% of premium collection of a committee is available for loan to that committee. Company overview Crystal Insurance Company Limited is one of the leading general insurance (Non Life) company in private sector in Bangladesh. The company transacts a wide range of General Insurance business in Bangladesh and expertise in the field with sound and stable financial position. Our Mission To provide prompt, efficient and professionalized services for maximum risk coverage of the insured. To provide insurance coverage at the most competitive premium rate ensuring maximum security. To promote Human Resource development and professionalism in insurance business. To settle insurance claim promptly. CICL believes in the quality of the deals struck rather than the quantity of it. With our knowledge and expertise it is our commitment to the insuring community to deliver them the highest standard of security and professionalism. Finding Fire Insurance Fire Insurance Policy (including R SD, Flood, Cyclone Earthquake coverage) Industrial All Risks (IAR) Engineering Insurance Machinery Insurance {Machinery Breakdown Policy (MBD)} Deterioration of Stock (DOS) Boiler and Pressure Vessel (BPV) Electronic Equipment Insurance (EEI) Erection All Risk Policy (EAR) Contractor’s All Risk Policy (CAR) Motor Insurance Motor Insurance for Commercial Vehicle Motor Insurance for Private Vehicle Motor Insurance for Motor Cycle/Scooter Marine Cargo Insurance Marine Cargo Insurance transit by Steamer or Power Vessel Marine Cargo Insurance transit by Rail/Lorry/Truck Marine Cargo Insurance transit by Inland Rail or Road Conveyance Marine Cargo Insurance transit by Inland Cargoes (water borne) Marine Cargo Insurance transit by Air Cargo Miscellaneous Burglary House Breaking Insurance Cash-in-Safe Cash-in-Transit Cash-in-Premises Cash-in-counter People personal Accident Workmen’s Compensation Policy Business Interruption Overseas Med claim and Holiday Insurance Public Liability Policy Product Liability Policy Consequential Loss Householders Comprehensive Policy

Media Control: The Spectacular achievments of propaganda Essay

Media Control: The Spectacular Achievements of Propaganda. Synopsis of the book. Chomsky examines and explores the use of propaganda in the mass media. His focus remains on the â€Å"elite† as he would call them, or the corporations and politicians that control the mass media in our country. He speaks of how the U.S. government used propaganda in order to gain support for our country’s involvement in wars from Wilson’s presidency to Bush Sr., and now in our so-called â€Å"War on Terror† brought upon by George W. Bush. He explains how he believes this elite group of people control the minds of those that are less educated, and without an open minds. He believes that propaganda has been used through the mass media to guide this population towards supporting political interests. Why I chose this book. I had heard from many of my friends about Noam Chomsky and how he may just be the most important intellectual alive today. So while I was helping my friend with an assignment of hers I came across this book at her house. I flipped through a couple of pages and decided to use this book for this project. I thought it would provide a new insight into the role of our government in the media. How this book relates to this class. This book discusses the governments role in the media. Although Chomsky’s views might be considered somewhat extreme by some standards, his message s important. We have discussed the government manipulation of the media. For example, President Roo...

Toms Shoes Epedemic

Simona Brotnei Professor Angelone English Writing 102 7 March 2012 â€Å"How Toms Shoes tipped ? † Intro Section In the book, The Tipping Point, How little things can Make a Big Difference, written by Malcolm Gladwell. What is an Epidemic? Well there are different kinds of epidemics. Epidemics can be Products, diseases, Trend’s, and or Crimes. In order for an epidemic to tip, there are three rules that apply for an epidemic to tip. Epidemics are the phenomena word of mouth, or any number of mysterious changes that mark everyday life is for us to think of them as just that.Epidemics are a contagious behavior; the rules in an epidemic are the Law of the Few, The Stickiness Factor, and the Power of Context. The Stickiness Factor The stickiness factor is some kind of information that makes it memorable and sticky, basically something that makes a person remember easily or a message that makes an impact. One of the three Laws that applies too, Toms Shoes is the stickiness of the shoes. The Epidemic that crossed my mind was TOM’s shoes. The co-founder of TOM shoes was Blake Mckoskie, his name was not Tom, Blake’s chose toms because it stands for Tomorrows Future.Back In 2006, Blake went to Argentina, and discovered that the kids there had no shoes, So he came up with the Idea that for every pair of shoes purchased, he would give another pair to a child in need. Tom’s shoes missions is the One for One deal, which I stated above. The reason why Toms tipped was because of the One for One. This is what made TOMS so sticky, just the other day I wore a pair of Toms and this lady stopped me and somehow noticed my shoes and said to me, â€Å"Are those the shoes? † where they give a pair for free? and she wanted to look at them, So I showed them to her. he then went on and said â€Å"that they are expensive ,† but I also stated that they were for a good cause. In the past year of September, TOMS sold over one million pair of sh oes. His company is becoming more successful, and are growing bigger and bigger each day. Blake based the shoe style on the alpargata, a traditional Argentine shoe that farmers have worn for more than 100 years. The shoe is very lightweight and canvas slip-on with just a sliver of a rubber composite sole. It comes in multiple colors and prints for women, men and children. Toms comes out with a new style almost every six months.The shoe prices average from about $40-$100 dollars, They can be pricy but we also have to remember that its helping many kids without shoes, have shoes. The reason as to why Toms is so successful is, because they feel as if there making a difference in the world by helping the kids. They are satisfied and happy about themselves by helping the kids with no shoes. Toms has donated over 600 thousands paris of shoes to kids in 2010. The Power of Context Gladwell states, That the power of context, is no less more important than the two laws mentioned in the beginn ing of the book.Epidemics are sensitive in the time and places in which they occur. The Power of context is one that has to do with the environment we live in. We are the ones that get the word out. Like for instance the word of mouth epidemic is by a person telling them about it, then them telling someone else; or even when they see something that they like, People will ask you where you got the product, then tell his or her friends. Back In May of 2010, I was at a Romanian convention and I noticed a guy wearing them and wanted to find out what kind of shoes they were, because they looked very cool and comfy.I then went on found out where he got them, and bought two pairs, Now Most of the majority of the romanian community owns at least a pair of toms, if not even more. That explains why so many trends like skinny jeans, and or Jeans tucked in boots start. The environment has a lot to do with how epidemics occur, And that is how many trends come about. Just like in the book, The Ti pping Point there were two kids that were wearing hush puppies in East village, and some high fashioned stylists seen them. Later on they skyrocketed and sold over 600 thousands pairs.There is no other explanation more better than how the environment has many effects on how we look and or how we dress, the environment plays a big part on how products tip and how trends become more popular. Conclusion The reason why products tip are because the message itself had an impact, and or the environment where they were seen was noticed by big entrepreneurs. Why is it that many people like myself? are buying all into this, One thing is that it is contagious and the little things that make a change make a difference in the world.Trends and or diseases are also just as contagious. The co-founder of Toms travels to many different colleges to reach out to peers because he wants the new generations to be concerned and aware with different things. and helping others is one that everyone can do if they cant help by buying a pair they can help by not wearing shoes for 24 hours and that event that is called One Day Without Shoes, is targeted mostly to students because they are the ones with time and its a free advertising by getting his shoes known. and what more not doing it at colleges.Blake wants to raise up a better generations for our kids, and by helping and joining events just like this one is a great opportunity for many students to be aware and help make difference in the world. That is why they have an event every year, In Fact It is coming up shortly Sometime in April. The event mostly focuses on the awareness for people to realize that in many different parts of the country children are without shoes. Also to get others student to join and help if not by buying the shoes but by simply getting the word out.The One Day Without Shoes event allows student-led college chapters of TOMS to hold awareness events on campus (and do some free advertising for TOMS). The movemen t reaches out to students who want to help and be a part of a larger philanthropic movement, but can’t afford to give large amounts of money or commit an extended amount of time. People who are already passionate about helping children in need are the prime candidates to join the TOMS movement, so the student chapters and the organization reach out to these individuals through their  advertisements  and promotions. Im gonna finish a quote by Ghandi, which was Blake’s favorite quote. Be the change you want to see in the world Works Cited Gladwell, Malcolm. The Tipping Point: How Little Things Can Make a Big Difference. Boston: Little, Brown, 2000. Print. â€Å"Shoes Offer a Better Tomorrow. † NewsOK: Oklahoma News, Sports, Weather, Business, Entertainment & Oklahoma City Photos & Video OKC. Linda Miller, 5 Apr. 2009. Web. 11 Mar. 2012. . â€Å"Millennials and Philanthropy: 5 Tips I Learned from TOMSA  Shoes. † Rebekah Bowen. 26 Aug. 2011. Web. 11 Mar . 2012. . â€Å"TOMS SHOES LOGO. † Bio Of Blake Mycoskie, The Founder & Chief Shoe Giver Of TOMS Shoes. 2 Feb. 2010. Web. 11 Mar. 2012. .

The Role of Government in Economy - 1216 Words

Nowadays, there are debates on how far government should interfere with the economy. Government has played an impact on the economy with the purpose to maximize the well-being of society. What governments generally do is to assure the economy grows at a steady pace, increase level of employment and stabilize the price level. However, whether government should take active policies to interfere with economy or just let it grow naturally has raised widely discussion. This essay discusses the role of government by analyzing both thought of Keynes and Friedman and then prove the effectiveness of Friedman’s theory with historical examples. Firstly, the Great Depression of the 1930s has helped prove the importance of government’s intervention†¦show more content†¦As Issing (2010 p 1) says in his article, after the Great Depression, there was dominant belief on the Keynesian theory. 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An Integrated Signal Conditioning Block For Electrocardiogram

The AD8232 is an integrated signal conditioning block for Electrocardiogram, which is designed for extraction, amplification and filtering of small biopotential signals in the presence of noisy conditions, created by motion or remote electrode placement. The AD8232 has essential pins like shutdown pin, leadoff+, leadoff-, analog output, 3.3v, gnd to operate with the Arduino Mega 2560. There also exist RA(Right Arm),LA(Left Arm), RL(right leg) pins to attach to the custom sensor of human body . It has an led indicator which pulsates with the rhythm of a heartbeat .2.2.6 Heartbeat Sensor The Heartbeat sensor works on the principle of photoplethysmography which is a method of not invading the body for measuring heartbeat. It provides a simple way to obtain the function of the heart. The heartbeats can be measured based on the principle of psycho-physiological signal which is used as a stimulus for the virtual- reality system. The blood flow in the finger changes every instant. The sensor shines a small very bright LED through the clip and measures the light that gets transmitted to the Light Dependent Resistor. The signal firstly gets amplified after which it is inverted and filtered. In order to calculate the heart rate based on the blood that flows to the fingertip, the sensor is connected to a LM358 OP-AMP for observing the heartbeat pulses. The module gives a direct output digital signal when connected to a microcontroller. It is compact in size and works at a

Children Of Foster Care Programs - 2168 Words

Introduction For many teenagers, their 18th birthday is long awaited for and an exciting milestone in their life. This is where becoming a legal adult and the ability to make their own decisions without the permission of their parents. But not all teens feel this same sense of joy about turning 18, instead it is dreaded. For the hundreds of thousands of children living in foster care in the United States, this new found freedom brings anxiety and fear. Teenagers who turn 18 and have been living in foster care are now released and expected to live on their own and are no longer cared for by the government, this is known as aging out of foster care. Most people are aware of foster care programs but most are not aware of the difficulties and challenges that these teens face when trying to support themselves. Numerous studies have already been conducted on this specific topic but this research is being conducted on the assumption that it will provide a better understanding of aging out of foster care and the difficulties that a teen come face to face with when trying to become successful after the transition into adulthood without guidance and resources as well as possible ideas to help these teens get on their feet. This specific topic is not a topic that catches someone off guard but it does hit people by surprise because of the unawareness of the extra mile these teens have to walk in order to become successful. Research indicates that, â€Å"youth who age out of foster care toShow MoreRelatedThe Child Welfare System Has Greatly Over The Last 40 Years1369 Words   |  6 Pagesbeing of children in need. One of the services provided through the State is the Foster Care Program. Like any other government program, the State must meet certain requirements to receive Federal funding. 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Hamlets Sil Essay Example For Students

Hamlets Sil Essay A soliloquys purpose is to outline the feelings and thoughts of a certain character at a point in the play. It reveals the innermost beliefs of the character and offers an unbiased perspective as it is merely the character talking to the audience, although not directly, and not to any other characters who may cause the character to withhold their true opinions. Therefore, Hamlets first soliloquy (act 1, scene 2) is essential to the play as it highlights his inner conflict caused by the events of the play. It reveals his true feelings and as such emphasizes the difference between his public appearance and his feelings within himself. An example of Hamlets public appearance would be his less confrontational attitude towards Claudius in the previous scene. And an example of his true feelings would be here in the addressed soliloquy where he directly insults Claudius as a satyr (act 1, scene 2). In the scene Shakespeare communicates the turmoil of Hamlets psyche through imagery and langu age. Hamlets despair stems from his mothers marriage to his uncle and it is this that is the driving force behind what is communicated. His constant repetition of the time in which it took the two to get married, But two months dead . . . yet within a month . . . A little month . . . Within a month . . . most wicked speed, suggests his disgust at the situation and that it is not necessarily the nature of their incestuous relationship that troubles Hamlet; more the short time in which it occurred. In fact, this is especially well communicated to the audience as, throughout the soliloquy, the passage of time that Hamlet describes gets less from two months to Within a month. This has the effect of outlining Hamlets supposed contempt of his mother for only mourning a month whilst also highlighting that it is the time involved that is annoying him and not specifically the deed. In this soliloquy, we also learn about Hamlets adoration of his father and how this serves to emphasize the scorn tha t he shows towards his mother. Hamlet communicates that his father was a divine, almost ‘god-like character, so excellent a king, who was so loving to my mother. He also illustrated the contrast between the new king and the old and as such his mothers choice, Hyperion to a satyr. This example of extreme contrast increases the importance of Hamlets father and yet also makes a mockery of Claudius character; one which, to this point, the audience could have seen as strong and domineering. When Hamlet says, Frailty, thy name is woman, he is personifying frailty as the entire gender. His mothers actions have lead him to believe that all women are capable of acting in this wicked way and that all women are weak. Comparing his perfidious mother to his virtuous father Hamlet fells that the people that he could look up to in life have departed and that his entire world has been altered, It is not nor it cannot come to good. Hamlet know longer looks up to anyone. In a matter of a few months Hamlet, in his mind, went from a life of norm and admiration to a completely different world of cruelty and injustice. Hamlet is also communicated well by the imagery that is used throughout the soliloquy. At the start, Hamlet says that he wants his too too solid flesh to . . . melt, thaw, and resolve itself into a dew. This goes alongside the later lines, How weary, stale, flat and unprofitable seem to me all the uses of this world, where the build up of adjectives, one after the other, serves to highlight just how difficult it is for Hamlet to live in the world. It is as if Hamlet cannot deal with or, indeed, stand the physical side of life anymore; he needs to get rid of his body to be able to deal with the inner conflict going on in his head. The poetry of these lines and the image that is expressed serve to reveal not only the tragic nature of his problem, also highlighted by his allusions to suicide, but also create a link between him and the audience. In fact, the entire soliloquy establishes a connection between the audience and Hamlet, a concept that is essential in the play. .u4be6ce01b52b115d0f542ce6631553d9 , .u4be6ce01b52b115d0f542ce6631553d9 .postImageUrl , .u4be6ce01b52b115d0f542ce6631553d9 .centered-text-area { min-height: 80px; position: relative; } .u4be6ce01b52b115d0f542ce6631553d9 , .u4be6ce01b52b115d0f542ce6631553d9:hover , .u4be6ce01b52b115d0f542ce6631553d9:visited , .u4be6ce01b52b115d0f542ce6631553d9:active { border:0!important; } .u4be6ce01b52b115d0f542ce6631553d9 .clearfix:after { content: ""; display: table; clear: both; } .u4be6ce01b52b115d0f542ce6631553d9 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u4be6ce01b52b115d0f542ce6631553d9:active , .u4be6ce01b52b115d0f542ce6631553d9:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u4be6ce01b52b115d0f542ce6631553d9 .centered-text-area { width: 100%; position: relative ; } .u4be6ce01b52b115d0f542ce6631553d9 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u4be6ce01b52b115d0f542ce6631553d9 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u4be6ce01b52b115d0f542ce6631553d9 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u4be6ce01b52b115d0f542ce6631553d9:hover .ctaButton { background-color: #34495E!important; } .u4be6ce01b52b115d0f542ce6631553d9 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u4be6ce01b52b115d0f542ce6631553d9 .u4be6ce01b52b115d0f542ce6631553d9-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u4be6ce01b52b115d0f542ce6631553d9:after { content: ""; display: block; clear: both; } READ: 12 Angry Men EssayAnother good example of imagery in the soliloquy is that of the unweeded garden that grows to seed; things rank . . . in nature. This image represents the something that is . . . rotten in the state of Denmark. It is a simile for the state of his society, as in it used to be nice but now is gross. The language of the description also emphasizes this as it suggests images of things that are unprofitable and nasty. These images all serve to highlight Hamlets impressions of the society that the audience are only just forming theirs upon; therefore, leading to a bias towards the character of Hamlet. The structure of the piece also communicates the nature of H amlets thoughts as he is constantly changing subject, Let me not think ont Frailty thy name is woman! A little month, and suggest the depth of Hamlets thoughts; he has so much going in his head that he wants to commit suicide and is therefore trying to rationalize his feelings. He is repressing himself from revealing his true, innermost thoughts, But break, my heart, for I must hold my tongue, perhaps because the gravity of his situation is too much to bear. Therefore, this soliloquy is successful in communicating Hamlets emotional state to the audience because it reveals the true nature of Hamlets feelings not only through the diction but also through the imagery, language and underlying messages of the text. It successfully highlights the divisions of character of Hamlet whilst aiding the audience in building a connection with him. Bibliography:Hamlet