Thursday, August 27, 2020

Modern Leadership Principles Essay Example | Topics and Well Written Essays - 2750 words

Present day Leadership Principles - Essay Example These objectives in reality lead the association to the fruitful statures that it had each longed for accomplishing. During the time spent achieving these undertakings, there are numerous impediments that should be tended to. Nature, under which the association advances its work, assumes a basic job. These objectives can be accomplished by executing the undertakings. For fruitful execution of these errands, we have to have a rule and associations like to have these objectives doled out as undertakings to explicit work force. These work force are the one's capable to lead the group/gathering of individuals in effective consummation of their obligations. There are different definitions to portray the trademark highlights of initiative. John Maxwell summarizes his meaning of administration as authority is impact - that's it, not much. This moves past the position characterizing the pioneer, to taking a gander at the capacity of the pioneer to impact others - both the individuals who might view themselves as devotees, and those outside that circle. In a roundabout way, it additionally works in authority character, since without keeping up honesty and reliability, the ability to impact will vanish (Teal.org, nd). An association consistently anticipates have encountered faculty just as the work force who show initiative aptitudes to take up significant errands to profit the whole association. Initiative quality is the most sort after trademark that the associations look for in the faculty. Authority requires the work force to control the whole group/gathering to accomplish the objectives. As an individual has their own perspective with respect to the basic issues, it is essential to increase a specific degree of comprehension among different people. There may be different circumstances where in certain measure of contentions emerge because of individual perspective. Significance of authority Authority is a trademark that has immersed all the associations as of late. As there is an exchange of societies, innovation update and a lot more difficulties coming up there are a colossal number of errands that should be cultivated each second at the opportune time. To achieve these assignments at the perfect time, there must be legitimate administration as there are various errands to be practiced. These administration issues are constantly accomplished by a specific thought process. This specific trait of the rationale is known as Leadership (Justin Sturek, 2005). A quality that helps in executing the errands and afterward accomplishing the relegated objectives can be characterized as Leadership. Administration is an attribute of knowing oneself, the abilities and the capability of working things out when required to achieve a specific condition of activity. It is tied in with having a dream about the objectives to be practiced. The vision of achieving the undertakings at a specific degree of achievement is fundamental to manage the colleagues the correct way. Authority likewise includes the essential element of building trust among the partners. All these must be accomplished by making successful move to understand your own initiative potential. The nature of administration in associations can be characterized in an alternate way. It is generally characterized as the trademark

Saturday, August 22, 2020

Nosologic imaging and its value for childhood brain tumours Essay

Nosologic imaging and its incentive for youth cerebrum tumors - Essay Example As per the exploration discoveries a most recent strategy has been set up to create cerebrum nosologic pictures dependent on attractive reverberation spectroscopic imaging (MRSI) and attractive reverberation imaging (MRI). Nosologic pictures give a rundown of the unmistakable sores and tissues nearness in a sole picture. This is through pixel or voxel shading coding comparable to the allocated histopathological class. The procedure proposed uses propelled techniques that cuts across picture preparing, acknowledgment of examples, sections and order of mind tumors. For better comprehension of how it capacities, here is an outline. For reasons for division, a cerebrum chart book that is enrolled related to an anomalous tissue that is subject - explicit is recovered from attractive reverberation spectroscopic imaging (MRSI) information. In this manner, strange tissue identified is sorted dependent on design acknowledgment administered strategies. Notwithstanding that, there is calculatio n of class probabilities for the anomalous portioned area. The new method in contrast with previous methodologies is very adaptable. In addition, it has the ability of misusing spatial data coming about to nosologic pictures that are improved. The blend of MRSI and MRI presents another strategy for delivering nosologic pictures showing high goals. Nosologic pictures with high goals speak to class probabilities and tumor heterogeneity which help clinicians in creation of choices (Luts et al 2008, p.1). MRSI as a Powerful Diagnostic Tool In the present world, attractive reverberation spectroscopic imaging (MRSI) has been end up being a demonstrative device that is non-intrusive and astoundingly amazing. For example, its capacity of distinguishing metabolites has been amazingly helpful in routine radiologic rehearses. This is on the grounds that, it benefits fundamental biochemical data with respect to the creature particle under scrutiny. Notwithstanding that, attractive reverberation spectroscopy information has been useful in different strategies, for example, tissue division. The information has assumed a basic job in an assortment of biomedical applications, for example, tissue volume measurement, pathologies restriction, pre-careful analysis improvement, treatment arranging and careful methodology streamlining. These applications are critical in taking care of different division issues. For better comprehension of different methods of tackling division issues, they have been part into different classifications. These are, for example, classifiers, thresholding, area developing, models of Markov arbitrary field and counterfeit neural systems. Be that as it may, Canonical Correlation Analysis (CCA) has been proposed to be a dependable and quick strategy for tissue division. CCA is a strategy established on factual technique. Standard Correlation Analysis has the capacity of abusing at the same time the spatial and ghastly data. The data describes the informat ion of Magnetic Resonance Spectroscopic Imaging (MRSI). CCA is effective in the use of practical information of Magnetic Resonance Imaging (MRI). The information has been valuable in map sensor, subjective and engine capacities to cerebrum explicit territories. Along these lines, Canonical Correlation Analysis has been received for preparing of attractive reverberation spectroscopic imaging information for motivations behind distinguishing districts with homogeneous tissue. The districts are, for example, the example portrayed tumor locale. The accomplishment of extreme objective is reached by means of the mix of attractive reverberation spectroscopic unearthly spatial gave data and a subspace signal appropriate for range demonstrating of the tissue type trademark, whose nearness may be in a researched organ and recognition is required. Accepted Correlation Analysis through the usage of relationship coefficient evaluates the connection between's double factor sets, and the spectra s ize of the information estimated and subspace signal. A short time later, there is abuse of the coefficients for

Friday, August 21, 2020

Essay Writing Topics Samples

Essay Writing Topics SamplesThere are many essay writing topics samples. While you might find them at schools and universities, they are also available for you on the Internet. In fact, with the aid of online resources, you can conduct research and learn how to write essays without leaving your desk. You can find samples that give you step-by-step instructions on how to approach writing on a specific topic.Using essays topics samples can help you learn how to be a better writer. Even if you already know the topics that you are going to write about, they can make your task easier when you are trying to write the paper. With the use of such materials, you can easily implement the necessary strategies for effectively organizing the written work.However, it is not enough to just get your work prepared. You should also use these materials in order to make sure that you will be able to come up with a good essay. You should make sure that you are properly guided by the samples. Once you hav e them, you will then be able to determine how much time you need to devote to the assignment and how well you will be able to achieve the goals that you have set for yourself.You can always start by using the various resources that are available online. There are several websites that offer such resources that are specifically designed for students who are preparing for the AP or College Entrance Exam. By accessing these online resources, you will be able to get useful information regarding essay writing topics.You can use these papers as part of your strategy in order to ensure that your entire composition will be carefully written. The best thing about using these resources is that you do not have to invest a lot of money in hiring a professional who will help you organize your essay. Instead, you will simply be required to focus on making sure that you have an effective presentation on your paper. You can go on to check whether the information that you have gathered is sufficien t or not before making any kind of efforts to improve your performance on the topic. You should therefore take some time and study the articles and samples that you have found. You should not worry because these resources are tailor-made for your needs.If you are already starting to write the paper, you can read through the various essay writing topics samples and make note of what you find useful. Once you have something in mind, you can proceed to developing a strategy. As long as you stick to the resources that you have, you will then be able to make use of your initial insight in writing the topic.As a conclusion, when you are trying to find out the right topics for your paper, make sure that you read through the resources that are available online. You should also be prepared to make some sacrifices. However, once you are through with this process, you will be able to organize your essay with ease.

Monday, May 25, 2020

County of Allegheny v. ACLU Greater Pittsburgh Chapter (1989)

Background Information This case looked at the constitutionality of two holiday displays in downtown Pittsburgh, Pennsylvania. One was a creche standing on the grand staircase of the Allegheny County Courthouse, a very prominent position in the courthouse and readily visible by all who entered. The creche included figures of Joseph, Mary, Jesus, animals, shepherds, and an angel bearing a huge banner with the words Gloria in Excelsis Deo! (Glory to in the Highest) emblazoned upon it. Next to it was a sign stating This Display Donated by the Holy Name Society (a Catholic organization). The other display was a block away in a building jointly owned by both the city and the county. It was an 18-foot tall Hanukkah menorah donated by a group of Lubavitcher Hasidim (an ultra-orthodox branch of Judaism). With the menorah was a 45-foot tall Christmas tree, at the base of which was a sign stating Salute to Liberty. Some local residents, supported by the ACLU, filed suit claiming that both displays violated the . A Court of Appeals agreed and ruled that both displays violated of the First Amendment because they endorsed religion. Fast Facts: County of Allegheny v. ACLU of Greater Pittsburgh Chapter Case Argued: February 22, 1989Decision Issued:  July 2, 1989Petitioner: County of AlleghenyRespondent:   American Civil Liberties Union, Greater Pittsburgh ChapterKey Question: Did two public-sponsored holiday displays—one a nativity scene, the other a menorah—constitute state endorsement of religion which would be in violation of the Establishment Clause  of the First Amendment?Majority Decision: Justices Brennan, Marshall, Blackmun, Scalia, and KennedyDissenting: Justices Rehnquist, White, Stevens, and O’ConnorRuling: The location and messaging of the display determined whether or not it was in violation of the Establishment Clause. The prominent display of the crà ¨che with wording directly in praising the birth of Jesus sent a clear message that the county supported and promoted that religion. Due to its particular physical setting, the menorah display was deemed constitutionally legitimate. Court Decision Arguments were made on February 22, 1989. On July 3, 1989, the court ruled 5 to 4 (to strike) and 6 to 3 (to uphold). This was a deeply and unusually fragmented Court Decision, but in the final analysis the Court ruled that while the creche was unconstitutional, the menorah display was not. Although in the Court used the three-part Lemon test to allow a city in Rhode Island to display a creche as part of a holiday display, the same did not hold here because the Pittsburgh display was not used in conjunction with other secular, seasonal decorations. Lynch had established what came to be called the plastic reindeer rule of secular context which the creche failed. Due to this independence along with the prominent place which the creche occupied (thus signaling government endorsement), the display was determined by Justice Blackmun in his plurality opinion to have a specific religious purpose. The fact that the creche was created by a private organization did not eliminate the apparent endorsement by the government of the display. Moreover, the placement of the display in such a prominent position emphasized the message of supporting religion.The creche scene stood on the grand staircase of a courthouse alone. The Supreme Court said: ...the creche sits on the Grand Staircase, the main and most beautiful part of the building that is the seat of county government. No viewer could reasonably think that it occupies this location without the support and approval of the government.Thus, by permitting the display of the creche in this particular physical setting, the county sends an unmistakable message that it supports and promotes the Christian praise to God that is the creches religious message... The Establishment Clause does not limit only the religious content of the governments own communications. It also prohibits the governments support and promotion of religious communications by religious organizations. Unlike the creche, however, the menorah on display was not determined to have an exclusively religious message. The menorah was placed next to a Christmas tree and a sign saluting liberty which the Court found important. Instead of endorsing any religious group, this display with the menorah recognized the holidays as part of the same winter-holiday season. Thus, the display in its entirety did not appear to endorse or disapprove of any religion, and the menorah was permitted to remain. With regards to the menorah, the Supreme Court said: ...it is not sufficiently likely that residents of Pittsburgh will perceive the combined display of the tree, the sign, and the menorah as an endorsement or disapproval ...of their individual religious choices. While an adjudication of the displays effect must taken into account the perspective of one who is neither Christian nor Jewish, as well as of those who adhere to either of these religions, ibid., the constitutionality of its effect must also be judged according to the standard of a reasonable observer. ...When measured against this standard, the menorah need not be excluded from this particular display.The Christmas tree alone in the Pittsburgh location does not endorse Christian belief; and, on the facts before us, the addition of the menorah cannot fairly be understood to result in the simultaneous endorsement of Christian and Jewish faiths. On the contrary, for purposes of the Establishment Clause, the citys overall display must be understood as conveying the citys secular recognition of different traditions for celebrating the winter-holiday season. This was a curious conclusion because the Chabad, the Hasidic sect which owned the menorah, celebrated Chanukah as a religious holiday and advocated the display of their menorah as part of their mission of proselytizing. Also, there was a clear record of lighting the menorah in religious ceremonies - but this was ignored by the Court because the ACLU failed to bring it up. It is also interesting that Blackmun went to some length to argue that the menorah should be interpreted in light of the tree rather than the other way around. No real justification is offered for this perspective, and it is interesting to wonder what the decision would have been had the menorah been larger than the tree, rather than the actual situation where the tree was the larger of the two. In a sharply worded dissent, Justice Kennedy denounced the Lemon test used to evaluate the religious displays and argued that ...any test which might invalidate longstanding traditions cannot be a proper reading of the [Establishment] Clause. In other words, tradition - even if it includes and support of sectarian religious messages - must trump evolving understandings of religious freedom. Justice OConnor, in her concurring opinion, responded: Justice Kennedy submits that the endorsement test is inconsistent with our precedents and traditions because, in his words, if it were applied without artificial exceptions for historical practice, it would invalidate many traditional practices recognizing the role of religion in our society.This criticism shortchanges both the endorsement test itself and my explanation of the reason why certain long standing government acknowledgments of religion do not, under that test, convey a message of endorsement. Practices such as legislative prayers or opening Court sessions with God save the United States and this honorable Court serve the secular purposes of solemnizing public occasions and expressing confidence in the future.These examples of ceremonial deism do not survive Establishment Clause scrutiny simply by virtue of their historical longevity alone. Historical acceptance of a practice does not in itself validate that practice under the Establishment Clause if the practice violates the values protected by that Clause, just as historical acceptance of racial or gender based discrimination does not immunize such practices from scrutiny under the Fourteenth Amendment. Justice Kennedys dissent also argued that prohibiting the government from celebrating Christmas as a religious holiday is, itself, a discrimination against Christians. In response to this, Blackmun wrote in the majority opinion that: Celebrating Christmas as a religious, as opposed to a secular, holiday, necessarily entails professing, proclaiming, or believing that Jesus of Nazareth, born in a manger in Bethlehem, is the Christ, the Messiah. If the government celebrates Christmas as a religious holiday (for example, by issuing an official proclamation saying: We rejoice in the glory of Christs birth!), it means that the government really is declaring Jesus to be the Messiah, a specifically Christian belief.In contrast, confining the governments own celebration of Christmas to the holidays secular aspects does not favor the religious beliefs of non-Christians over those of Christians. Rather, it simply permits the government to acknowledge the holiday without expressing an allegiance to Christian beliefs, an allegiance that would truly favor Christians over non-Christians. To be sure, some Christians may wish to see the government proclaim its allegiance to Christianity in a religious celebration of Christmas, bu t the Constitution does not permit the gratification of that desire, which would contradict the the logic of secular liberty it is the purpose of the Establishment Clause to protect. Significance Although it seemed to do otherwise, this decision basically permitted the existence of competing religious symbols, conveying a message of accommodation of religious plurality. While a single symbol standing alone might be unconstitutional, its inclusion with other secular/seasonal decorations may offset an apparent endorsement of a religious message. As a result, communities which desire holiday decorations must now create a display that does not send the message of endorsing a particular religion to the exclusion of others. Displays must contain a variety of symbols and be inclusive of differing perspectives. Perhaps equally important for future cases, however, was the fact that the four dissenters in Allegheny County would have upheld both the creche and menorah displays under a more relaxed, deferential standard. This position has gained a great deal of ground over the years following this decision. In addition, Kennedys Orwellian position that a failure to celebrate Christmas as a Christian holiday qualifies as discrimination against Christians has also become popular - it is, effectively, the logical conclusion of the accommodationist position that an absence of government support for religion is the same as government hostility towards religion. Naturally, such discrimination is only relevant when it comes to Christianity; the government fails to celebrate Ramadan as a religious holiday, but people who agree with Kennedys dissent are entirely unconcerned by that because Muslims are a minority.

Wednesday, May 6, 2020

Homophobia Essay - 1324 Words

Homophobia Through the years it would be delightful to believe that society has gotten more accepting of minorities. While in many ways this is true, it is also a false statement as well. The United States has gone through leaps and bounds over the last century. Women were the first to win their rights, and after that African Americans broke through the barriers of oppression. Since both of those movements only took a good hundred years to happen, how long will it be before the United States accepts gays? Gays have rights, and are not faced with the same challenges as women and blacks were, but they are not being treated as equals. There are thousands more homosexual assaults than any other minority. Gays†¦show more content†¦Many homophobes can trace their fear of homosexuality to their defensiveness about their own homosexual tendencies. This theory is one that has been around for some time, since Freuds time actually. Freud believed that heterosexual men who fear homo sexual men do so because they defend against their own feelings for men( Goleman 3). Though old, this theory is still the diagnosis of many present homophobes. Many men are frightened by the thought that they mat have a gay neighbor, and this fear is shared by the children. About 75% of high school kids say they would not like to have a gay neighbor(Goleman 2). Not much has changed, and nothing will continue to change as long as people continue to fear homosexuality. Love the sinner, hate the sin.(Bible) This is what should be taught to the youth, instead the Bible is used as a weapon against gays. Peoples minds, once they are made, are extremely difficult to change. Many people are set in their beliefs, and a common belief is that gays are evil. The Bible may say that homosexual relations are wrong, but never once is it preached in the holy book to hate another person. Many homophobes have never even known a gay person, and most if not all have never had a gay friend. Therefor, there entire hatred for gays is based on the grounds of hearsay and whatever society has to offer. Society offers very little positiveShow MoreRelatedHomophobia in American Beauty803 Words   |  4 PagesI watched the movie American Beauty a couple of days ago and saw how homophobia might be a sign that the homophobic might be a homosexual. So I though I’d write about it. American Beauty centers on the last year of Lester Burnham’s life. Lester Burnham, played by Kevin Spacey, is married to Carolyn Burnham, played by Annette Betting, and their marriage is picture perfect on the outside , but the perfection is only superficially. Their marriage is based on projecting one image- a picture perfect suburbiaRead MoreHow Has Homophobia Become a Witch Hunt? Essay1092 Words   |  5 PagesAccording to Merriam-Webster’s Dictionary, homophobia is the irrational fear of, aversion to, or discrimination against homosexuality or homosexuals. Much like a witch hunt, homophobia targets and seeks out individuals, gay or straight, and persecutes them based on ignorance, and further more if one cannot provide solid proof of his or her innocence. (Hughes) It is the fuel behind many hate crimes and discrimination. Some claim that homosexuality is a disease. If this statement is true, couldn’tRead MoreHomophobia. A Word That Has Been Thrown Around For A While,1464 Words   |  6 PagesHomophobia. A word that has been thrown around for a while, and yet there is no exact meaning for it. According to Wikipedia, an average website used or seen by many people, â€Å"homopho bia encompasses a range of negative attitudes and feelings toward homosexuality or people who are identified or perceived as being lesbian, gay, bisexual or transgender (LGBT).†, and yet to Merriam-Webster, a highly accredited online dictionary website, homophobia is the â€Å"irrational fear of, aversion to, or discriminationRead MoreHomophobia And Discrimination864 Words   |  4 Pagesto help understand social deviance in sexual orientation. Therefore, understanding the link between homophobia and the gender role conflict in connection to other cultural spheres, which can be significant in prevention and intervention of homophobia attitudes and behaviors. STATEMENT OF THE PROBLEM What can we do as a community to reduce the stigma of homophobia? 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The homosexual panic defense-based on the premise that internal homophobia justifies cold-blooded murder-is one of the sad symptoms indicative of the homophobia that exists in American society today. Homophobia is one of the few prejudices that is still very visible in modern society. Only recently have gay rights become a topic of national concern. Thirty years ago, police raids on gayRead MoreThe Reasons behind Homosexual Discrimination1214 Words   |  5 Pagescreating homophobic individuals and causing discrimination against homosexuals. Clearly, not all religions, or more specifically churches, preach homophobic messages, however, religion as an institution, in general, has played a large role in fueling homophobia in society. Children are growing up learning that homosexuals are abominations whom deserve to rot in hell for their sins and that gay people are inferior to straight people. This infecting of the mind with distorted and false information is anRead MoreEssay On Social Injustice1097 Words   |  5 Pagesrecognize that this problem is generated by us and that it comes in different forms. Injustice in our social life exists because we socially promote it. It is most apparent in our society through three crucial injustices: discrimination, inequality and homophobia. Discrimination is an injustice in our society that we socially foster. It is unequal treatment towards others based on their race, ethnicity and gender. This injustice is reflected in our society through acts of unfairness and different behaviorsRead MoreLgbt Individuals Access And Experiences With Their Identity1490 Words   |  6 Pageshigher levels of psychological distress (Fredriksen-Goldsen et al, 2014). Hash Roger’s (2013) stated, Many older LGBT adults feel vulnerable in their neighborhoods; do not feel part of the gay community; experience the ramifications of ageism and homophobia; fear continued poor treatment as they age; and have strong, painful memories of and residual trauma from being criminalized, stigmatized, and terrified because of their sexual identity. Consequently, many older LGBT adults fear coming out and areRead MorePlaying A Sport Is Tough Enough As It Is, Things Such As1218 Words   |  5 Pagesathletes have even seen great careers. Fans and organizations have welcomed homosexual athletes onto teams, further proving that being a homosexual and playing a sport does not matter, and should not matter. Naturally, with gays in sports comes homophobia and homophobic people. A study by the Australian Sports Commission called â€Å"Out on the Fields† published in 2010 studied 9,500 homosexual athletes from the United States, New Zealand, Ireland, the United kingdom and Australia. Out of these countries

Tuesday, May 5, 2020

A Pact to Overcome Challenges free essay sample

Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all ( Dale Carnegie). There have been many people who have accomplished things in their life when there seemed to be no hope. In We Beat the Street, Drs. Davis, Hunt and Jenkins did everything they could to stay out of trouble, and stay in school. The three young boys wanted to make something of them-selves. They had made a pact to make it out of the hood, and go to college to become doctors. Although, some may argue otherwise, an individual’s community, whether it be their friends or family, can make a huge impact on the success one might have. These three young men had to overcome many challenges to become doctors. Sampson Davis had to overcome many challenges growing up. He had to learn to act tough in his neighborhood due to all the drug dealers and the violence that went on. As part of a defense mechanism and survival he had to learn such things. He learned them at a young age, but learning these things still made It hard to tell his friends that he didnt want anything to do with drugs.For example, on one of his birthdays, his friends thought It would be a good idea to get drunk and smoke cocaine. However, Sampson told his friends that he wasnt into doing that stuff and only a few minutes later his friends were high enough to where they didnt even realize that Sampson had left. Sampson had to learn to tell his friends no, but also at the same time try to fit in. He liked to play sports and he would hang out with his friends but wouldnt touch the drugs unlike his friends. Most of the kids he went to school with thought getting good grades In school Isnt a cool thing to do.Sampson would get Ass and Bis and If by chance a friend seen an A on one of his paper he would tell them he cheated so he wouldnt get teased. However, Sampson liked getting good grades and he enjoyed school. He always made honor roll and with such good grades his mother had him put in a better school. Her inspiration helped me to stay focused on accomplishing my goals (27). If It wasnt for some of the teachers and particular friends whom helped Sampson stay focused In school, he probably wouldnt have done as well as he had. Once In college Carla made sure Sampson he did his best and was Like mother usuries to him whenever he needed to be told straiten his act up. Furthermore, he probably wouldnt have been so driven to overcome all the challenges that were thrown at him while he was growing up. George Jenkins liked school from a young age, even though many of his friends didnt like school. Deep inside, I knew I could accomplish anything If given the chance (77). He went to a school that was known as a newer Inner-city school. He had teachers who gave him hope and told him anything is possible.Growing up in Newark wasnt easy for him, since his brother and all of his rinds were into drugs and trouble. His community, such as his brother and friends thought that school was for losers as he grew up. When George had to get braces, he became inspired to be a dentist. He was especially intrigued by all the instruments in the dental office, thus feeding his inspiration. From this inspiration, he knew that his was to work In a dentists office. He worked hard to accomplish his goals and dreams, of his friends did try to become a rapper but due the diversity in the community he gave it up. In accomplishing his goals and conquering his dreams he was able to overcome the challenges that were thrown at him in his adolescent years up. Rammer Hunt was always finding himself in trouble from the time he was little all the way up until he was in medical school. Rammer was almost kicked out of college because he hurt another student while he had his family visiting. It made him realize that fighting with his fist wasnt worth it anymore. It may not be the actions one person actually does, but rather at times it is simply the company in which he keeps.Unfortunately, Rammer didnt have a whole lot of options when it came to picking his many or community. People often say you can pick your friends, but you cant pick your family (57). Through this community in which he had, trouble kept finding him, even if he was attempting to stay away from it. Rammer was an active kid growing up, and he learned that solving problems with his fist was the way things were done on the streets. However, as he grew older and wiser he learned that his way is not how the rest of society reacted. Thus, he had to teach himself that fighting isnt the way to go.Still finding himself in trouble, he had to find his own ways out. With the help of his friends and family, he was able to learn some of the ways in which he could do this. Once he was able to hinder trouble from discovering him, he was able to become successful and overcome all of his challenges that had been put in his way as he grew up. Unlike the three doctors, I didnt have to overcome as many challenges as they did. I grew up with family and a lot of friends by my side, whom wanted to see me become successful in life. I had many teachers who inspired and taught me I could be anything I set my mind to.My parents were also there to instill in me to never give up on school. No matter what, their persistence always pushed me when I felt like giving up, or when I felt that I couldnt do school anymore. She inspired me, encouraged me, and motivated me. I was taught by my parents and a wonderful teacher to Dont be afraid to dream big. Dream yourself successful. No one aims to become a failure (133). Unfortunately, not everyone in this world has someone in their lives, which are persistent enough, to encourage individuals to pursue their dreams regardless of the hardships. I am lucky enough to have several pursuers in my life.

Sunday, April 12, 2020

My Proudest Accomplishment free essay sample

Of all the students in my entire high school, there are only ten that are Christians in the Recovery, one of which is me. Each of us are in separate grades, classes, and cliques, and until a year ago, we hardly knew each other. My proudest accomplishment is uniting together this cluster of Christians. Around the beginning of my junior year, I was inspired to initiate a team of Recovery Christians to spread the gospel on my school campus. Immediately, I set about contacting each of them. I scheduled meetings in which we would all meet in the band room fifteen minutes before class to have prayer revival, to which friends were always invited. For the rest of the year, I remained the sole facilitator of these meetings. This soon became a weekly event, and it produced our way of being living testimonies of Jesus and preaching the gospel at school. We will write a custom essay sample on My Proudest Accomplishment or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page But sometimes, our proudest achievements can also become our worst nightmares. There is a strange tendency in our nature to bury in our hearts those intangible things which it holds to be most dear. Whether it be due to the increasing materialism or liberal thinking in society, we often feel that our most sacred beliefs would be belittled in the open air, and no one is above the fear of having their core beliefs shattered. We were all afraid of what dark, hurtful ideas might be lurking in others minds. For many of us, the need to fit in was of utmost importance, which explains why most were too shy to speak up or even make an appearance at the morning revivals in the beginning of the year. Indeed, my faith was challenged by atheists as well as other Christians, but I was also challenged from within my group as well. I was one of only three girls in the team, and my awkward position as the matriarch required me to toughen up against its more sexist members. The drive to survive cause d some to turn against me. Sometimes it felt as though the whole world turned its back on me. I lied. My proudest accomplishment is not uniting together this team of Christians, neither is it the fact that I adhered to my beliefs and never gave up. It is not the fact that by the end of the year, we had a weekly 100% attendance rate as well as two new members. It is not the fact that each person in the team has changed in some way for the better, whether they became more supportive of me as well as each other or became more devoted to the Lords move. It is not the knowledge that I may have implemented an indefinite change in each of their futures. Neither is it the fact that I also saw change in myself, from being a quiet push-over to being a dedicated leader. My proudest accomplishment is that I just got up and did it. I cannot say that I did not care for what others thought of me, because I did, and it scared me. But I refused to let that make a difference to me. I just got up and did what I had to do, and that makes all the difference in the world.

Tuesday, March 10, 2020

The best blogs every HR professional needs to ready

The best blogs every HR professional needs to ready Things are changing all the time in the HR world, so if you’re looking for ways to keep current, you can’t go wrong with blogs. But which one? We have you covered, no matter what avenue you want to explore. Here are some of the best, industry-leading blogs that can help keep you in the loop.The HR CapitalistWritten by Kris Dunn, a longtime HR executive with a passion for efficiency, The HR Capitalist focuses on ways to make your work more streamlined and informed. Highlights include everyday tips, interviews with essential pros, book reviews, and thoughtful essays on current trends. Bonus blog: Dunn also runs Fistful of Talent, which features diverse voices writing about trends and news from recruiting and talent management.PandologicBy putting the gamut of HR topics in one place (like recruiting, recruitment marketing, strategy, data and analytics, advertising, and tech trends), Pandologic gives you a checkpoint for all that’s new and developing in your professi onal world. With its focus on fast-moving trends and future development, this blog is geared toward the professional looking to make- or maintain- forward progress in their organization.Ask a ManagerWho doesn’t love a good advice column? Ask a Manager brings Dear Abby into the HR realm, giving insightful advice on real-life issues faced by professionals in the field. The advice here comes from Alison Green, a longtime management and human resources professional. Green’s philosophy is based on practicality and productivity, using communication to solve problems before they become insurmountable or, worse, career-blockers.The Buzz on HRIn The Buzz on HR, human resources manager Sarah Morgan (who has more than 20 years of experience in the trenches) brings her unique insights to leadership and organizational management. If you’re looking for a daily hit of short trend pieces and breaking news, this may not be the place; but if you want thoughtful, perceptive essays on the experiences and challenges facing the busy HR professional, this one is a great blog to add to your rotation.hbspt.cta.load(2785852, '9e52c197-5b5b-45e6-af34-d56403f973c5', {});HR BartenderWhen happy hour feels too far away (when it’s, say, at 10 a.m. on a Tuesday), you can still get the experience of chatting with a friendly voice who understands that HR is a lifestyle (not just a day job) at HR Bartender. HR professional-turned-consultant Sharlyn Lauby gets that the HR world isn’t just recruitment and data- it’s an integral part of a living, breathing workplace, with human interests and concerns. HR Bartender uses a light, practical approach to the issues facing HR pros.HR ExaminerIf you’re looking for insight into the technology that’s shaping the HR world more and more every day, then HR Examiner can help you geek out to your heart’s content. It’s all about the intersection of technology, analytics, and hands-on HR work. T he blog includes in-depth analysis of trends and products, as well as weekly interviews, newsletters, and podcasts to keep you up-to-the-minute on all the latest tech trends.The Undercover RecruiterUndercover Recruiter is a bit different from the rest of the pack because it brings HR-themed content for several different audiences: the employer, the recruiter, and the job seeker. The blog features a diverse array of writers and topics, covering industry trends, tips for strategy and best practices, and news on the latest trends that affect hiring from all angles.WorkologyWorkology is great because it tackles topics meant for HR pros at every level: newbie, midlevel, management, executive, etc. With more than 100 writers providing news and insight into trends and the HR experience, the blog supports the human resources lifer at every stage of their career. The platform also has extensive social media and podcast content, as well as a weekly newsletter to keep you up on all the news yo u need to know.The best HR blogs are ones that not only inform, but also show how vibrant and diverse the HR community is. Each of these is a great resource that can help you grow and thrive in your organization and find your tribe while you learn everything you need to know.

Sunday, February 23, 2020

Marketing communications Master Assignment Example | Topics and Well Written Essays - 2500 words

Marketing communications Master - Assignment Example Smith and Nephew is a one of the famous names in health care services. They are proven leaders having three main business units located across the globe offering specialized services in the orthopaedic ,endoscopy and advanced wound management and Reconstruction and trauma. Together as a single business unit, Smith and Nephew offer around 1000 different product ranges. Smith and Nephew is considered as powerful leader in advanced wound management and arthroscopy. Smith and Nephew operate in 32 countries across the globe with the turnover of $3.8 billion pertaining to annual sales. For many decades, Smith & Nephew has produced many advanced devices for all the health care professionals with the help of a premium technology which helps the hospital staff and other surgeons to provide a quick and economical treatment. The advantage of Smith and Nephew is the effective use of ageing demographics and increasing the life span of patients with the ability on technology .Technical equipment helps in rapid recovery from surgery and also to improve the mobility for effective health care design. Objective The objective of the marketing report is to run a communication campaign for Smith and Nephew regarding the announcement of the computer assisted surgery development agreement between Smith and Nephew orthopaedic and Brain Lab. The objectives of the communication planning will be Informing the customer on the latest computer assisted surgery Reminding the customer on the communications campaign Finally persuading the customer to view a demo or lecture on the technical advantages of the computer assisted surgery. The schematic diagram of a communication campaign given below also validates our choice of objectives Source:" Marketing Principles and Perspectives",Bearden,Ingram ,Chapter 16,page 5,,5th edition ,TataMc grw hill publication Steps involved in planning a communication campaign Source : ICFAI Management Journal First step is to identify the target audience If there is more number of target audiences, then we have to prioritize the order which is important for sustainability. Objectives framed for the communication campaign Selection of various messages and rechecks if there is more avenue or scope for the message communication. Choice of media Production of media materials like tapes, ribbon etc .Promotional kits should be used in media materials Formulation of Strategy plan and implementation of the same Evaluation to test the effectiveness of implementation of strategy focused. Analyze and decide on the communication strategies for future benefits. Next step will be design an effective work plan for communication process .The work plan strategy involved allocation of practical resources to facilitate the communications campaign It is important to devise work plan on the basis of the communica

Friday, February 7, 2020

Emergency Management (How has modern technology improved emergency Research Paper

Emergency Management (How has modern technology improved emergency response capabilities and how will this technology impact or improve future emergency response operations) - Research Paper Example The software development process is focused on developing methods to generate high resolution fused data studies to create three-dimensional product view among other features for correct forecasting, generating accurate weather alerts, which is just one of the various features of software development. The future promises new technological improvements on emergency communication in the times of disaster. Technological advancements also offer new challenges to apply new innovations in the current Department of Homeland Security (DHS) programs. The ongoing communication programs need to be revised for assimilating future additions of modern technology. Cyber Security & Communications (CS&C) has always played a leading part in the overall security of the nation’s 18 important infrastructure divisions under Homeland Security President Directive-7 (HSPD-7). CS&C is behind all the government communications programs related to priority services such as GETS, which is a White House initiated emergency telecommunications service, offering communications support to all government and non-government missions Emergencies are not a new phenomenon in the contemporary as well as the previous world. Everyone existing in any part of world has experienced, witnessed or heard of these detrimental phenomenona. Emergencies result due to uncertain disasters that threaten to ruin lives of human beings. Emergencies are never desired or planed by human beings, but occur unfortunately. Even if human beings do not plan or desire emergencies, they sometimes by mistake contribute to the occurrence of the demise within their respective societies. Emergencies due to human mistakes results from wars either civil or political, environmental pollution and setting of impractical policies destined at bettering security and food safety. Natural emergencies occur due to uncontrolled natural calamities like earthquakes, storms,

Wednesday, January 29, 2020

Education Policy In Bangladesh Essay Example for Free

Education Policy In Bangladesh Essay Introduction â€Å"Insurance is a way of protecting against these financial losses†. â€Å"General insurance or non-life insurance policies, including automobile and homeowners Policies provide payments depending on the loss from a particular financial event†. Anyone who owns an asset can buy insurance to protect it against losses due to fire or theft And so on. Each one of us can insure our and our dependents’ health and well being through hospitalization and personal accident policies. In this report we tried to show that how general insurance business operates in Bangladesh how important it is for economy what types of problem it faces in our country. Objective of the Study Primary objective The main objective of the study is to know how the insurance business works in our country. Secondary objective: The case study has the following objectives: To know about the insurance company (Based on three insurance companies.) To know about general insurance its classification. Company Overview Green Delta Insurance Company Limited (GDIC) is one of the leading private non life insurance companies in Bangladesh. GDIC was incorporated in December 14, 1985 as a public limited company, under the Companies Act 1913.  Actual operations started on 1st January 1986, with a paid up capital of BDT 30.00 million. Now, Green Delta Insurance Company Ltd. is amassed about BDT 637.875 million with a credit rating of AA1 and ST1. GDIC holds the proud distinction of being the first ever company to raise its paid up capital to such a level. This is also the 1st Insurance Company in Bangladesh to have equity partnership with IFC. With a presence in the strategically important parts of the country, which includes 38 branches, Green Delta Insurance Company Ltd. has established its prominent presence with equity participation in Delta Brace Housing Ltd., Progressive Life Insurance Co Ltd, United Hospital Ltd. Fin Excel Ltd. and BD Venture Ltd. Green Delta Capital Ltd. and Green Delta Securitie s Ltd. are two of the direct subsidiaries. GDIC provides stock brokerage services through Green Delta Securities Ltd. (GDSL) and investment supports through Green Delta Capital Ltd. (GDCL). As a part of the recognition for the contribution in the development of the insurance industry and for maintaining the standard of service, the company has been considered as one of the top 500 companies according to the renowned Rating Agency, Dun Bradstreet Rate Agency of Bangladesh. The company has also been awarded with many national and international awards like –‘’ICAB National Awards’’ for Best Published Accounts, ICMAB Best Corporate Award in Insurance category, ‘‘Certificate of Merit’’ for the Best Presented Accounts Award in the category ‘Insurance Sector’ by the South Asian Federation of Accounts (SAFA), ‘‘International Quality Crown Award’’ by BID International in London, The BIZZ Award by World Business confederation of Business, USA for leadership, Excellence in a management, Quality and Marketing, ‘‘The Diamond Eye Award For Quality Excellence’’ by BID OTHERWAYS, The Platinum Technology Award for Quality Best trade name by Association Other Ways in Berlin, International Star Award for Leadership in quality in the Gold, Platinum and Diamond categories and many more. With the slogan â€Å"Marches with time† during the last 28 years GDIC has been helping people in their time of need; pulling out all the steps when needed, and has been proud to be a partner in progress. Our Vision Our vision is to mature into a sustainable, coherent organization, raise competitiveness to the highest level in the insurance industry, maintain  high profitability balanced quantitative growth and exceed customer’s expectations by offering legendary services, embrace a new corporate identity and creative corporate culture. Our Mission Our mission is to create shareholders value through customer’s satisfaction and employee’s commitment to excellence. Our Strength Constant pursuit of suitable strategies has made the company the leading insurer of Bangladesh for over two decades. Our Belief We believe that client must stand at the center of our all activities. We have the ability to optimally fulfill the client’s needs based on risk management with minimum cost and personalized services Finding: Products Services Corporate Risk Management Industrial All Risk Insurance including Machinery Insurance and Business Interruption Property All Risk Insurance including Business Interruption Electronic Equipments and Computer Insurance Professional Indemnity Insurance Comprehensive Machinery Insurance Comprehensive General Liability (CGL) Product Public Liability Insurance Directors and Officers Liability (DO) Fire and Allied Perils Insurance Marine Cargo and Hull Insurance Financial Cash-in-safe, Cash-in-transit Cash-on-counter Insurance Portfolio Cover Credit Card Indemnity Insurance Bankers Blanket Insurance Bank Lockers Insurance A.T.M. Booth Insurance Banc assurance Retail SME Fire and Allied Peril Insurance Marine Cargo and Hull Insurance Personal Accident Health Insurance Overseas Mediclaim Insurance Micro Insurance Micro Health Insurance Nibedita-Comprehensive Insurance Policy for Women Household Insurance Motor Insurance Peoples Personal Accident Policy Comprehensive Travel Insurance Conventional Aviation Insurance Automobile Insurance Workmen Compensation Insurance Miscellaneous Insurance Engineering Insurance (Erection all Risk, Contractors all Risk, Deterioration of Stock Boiler Pressure Vessel Insurance, business intemiption Crop Insurance Nlbedlta-Comprehensive Insurance Policy for Women Weather Index Based Insurance Investment Portfolio Management Underwriting Pre-IPO placement Syndication Trusteeship Green Delta Insurance is known for its innovation and services. Today ´s competitive insurance market is driving the market to think and Winovate now products and services and GDIC have been doing with its authentic. Beside the Traditional insurance portfolio GDIC introduced following personal line of products in last year and some them are in pipeline: Health Insurance Household Insurance Nibedita-Comprehensive Insurance Policy for Women Cellular Phone Contingency Insurance Weather Index Based Insurance Personal Accident Insurance Policy for Migrant workers It is matter of great pride that GDIC has introduced an insurance product first time ever in Bangladesh which is designed only for the females named as Nibedita-Comprehensive Insurance Policy for Women. GDIC has also designed first ever Weather Index Based Insurance for the farmers of Bangladesh which will be launched shortly. In Briefly Fire Insurance Basic cover: Fire Lightning Explosion(domestic) Damage during or immediately following Fire caused by – smoke, scorching, Falling walls, water used for extinguishing Fire, blowing up building for preventing Spread of fire. This coverage can be extended to include other perils by the additional premium; Riot, Strike Terrorism Storm, Flood Subsidence Landslide Aircraft damage Bursting or overflowing of tanks. Health Insurance The health policy provides for reimbursement of hospitalization/domiciliary hospitalization expenses for illness/disease suffered or accidental injury sustained during the policy period. Under this scheme the expenses for treatment in a hospital for an illness or injury are insured. It does not cover for any expenses in respect of domiciliary or outdoor treatment. Covers: Hospitalization due to accident or illness. Ancillary services like ICU/CCU room, post-operative room, blood transfusion, special investigations, etc. Labor room services. Intensive care facility. Oxygen therapy. Skilled nursing services. Blood transfusions. Ambulance services. Dressing while in confinement and test other than the routine investigations. Marine Insurance The oldest branch of insurance. Comprises: a. Cargo Insurance. b. Hull Insurance. Lloyd ´s is the famous world ´s Marine insurance market. Marine Insurance Act 1906. HULL INSURANCE Concerns the insurance of ships. Hull, machinery etc. CARGO INSURANCE Plays an important role in domestic trade as well as international trade. Provides insurance cover in respect of loss of or damage to goods during transit by –rail, -road -sea -air Burglary Insurance Scope of Cover Lost by burglary Housebreaking following upon an actual forcible and violent entry into or exit from the premises by the person or persons. Then the company will pay to the extent of such loss to the extent of the intrinsic value of the descriptive value of the insured. Exclusions: Theft by persons lawfully on the premises. Any legal liability, Loss or damage during the progress of or following upon fire or explosion. Earthquake, war, Riot, Civil war, Invasion etc. Uncover able property: Deeds, bonds, stamp collections, bank or currency. Theft by persons lawfully on the premises. Any legal liability, Loss or damage during the progress of or following upon fire or explosion. Earthquake, war, Riot, Civil war, Invasion etc Company overview Delta Life Insurance Co. Ltd. established mainly through the initiative of a group of Bangladeshi professionals then working abroad along with a few enthusiastic local entrepreneurs, started its operation in December, 1986 after the Government of Bangladesh allowed the private sector to operate in the insurance sector in 1984 to carry on the business of insurance in the Private Sector. A brief explanation as to the growth of life insurance business in Bangladesh is in order here. Bangladesh declared independence from the Pakistani rules on March 26, 1971 following which she had to witness a bloody liberation struggle with the occupation forces lasting for 9 months before they were defeated. Insurance business which was exclusively carried on in private sector before independence was nationalized after liberation in 1972 primarily to address the emerging situation of eroding public confidence in the industry that was left staggeringly short of resources in the face of huge losses caus ed by the war of liberation. After a series of experimentation, a state-owned body, namely Jiban Bima Corporation (JBC), established in May, 1973 for transacting the life insurance business, took over the assets and liabilities under life portfolios of all erstwhile private insurance companies and started business in its own name. Since inception, Delta Life set before itself a high  standard of all round performance coextensive with professional soundness and proficiency. It soon made a mark in the life insurance arena by not only being the leader among the private sector indigenous companies, but by undertaking and successfully implementing innovative and welfare oriented life insurance schemes. It introduced an array of conventional life and group insurance products many of which were the first in Bangladesh. For the first time, health insurance products were also introduced by Delta Life. But more importantly, in fulfillment of the avowed commitment towards social development, Delta Life for the first time not only in Bangladesh but probably in the World, devised and introduced micro-life insurance-cum-savings products specially suited to the needs and pockets of poor people of the country who constitute more than 80% of the people of Bangladesh. Two projects of the company namely Grameen Bima for the rural people and Gono Bima for the poor and marginal savers of the urban areas were initiated to devote them slave exclusively to marketing and management of these innovative products. We are happy to report that we have achieved a good measure of success although there is a long way to go. These schemes that we have introduced have created great stir and enthusiasm among th e general mass who, before these projects started functioning, could not even dream of owning a policy that provides the much needed life insurance coverage along with facility of regular savings on a long-term basis. At a later stage i.e. in the year 2002, the projects were merged into a division of Delta Life, namely, Gono Grameen Bima Division. The GNGRB Division has been growing at a first rate of more than 25% p.a. for the last couple of the years and is poised to maintain this growth rate at least in the next five years or so. Delta Life can take pride in moulding the saving habits of the lower and middle class people and transforming them into prospective policyholders. The potential is now so strongly perceived that all life insurance companies old and new alike operating in the country have started their own micro insurance products. Finding Ordinary Life Insurance Delta Life offers a wide variety of ordinary life product/plans ranging from the most common endowment type to more modern and sophisticated plans like endowment with open term, pension plan with built in provision for  increasing pension, increasing protection with provision for premium refund etc. The plans have been designed keeping in view the diverse and multifaceted needs of the insuring public belonging to different strata of the society. Some of the popular plans are briefly described below. Group Life Insurance Group Insurance is an instrument for providing life insurance coverage (protection) to a number of individuals under a single contract (policy) who are associated together for a common interest other than insurance. It is the most cost effective means to provide immediate financial support to an insured member and/or his family in case of devastating events like-death, disability, disease as well as retirement. Group Insurance has already established its importance as a component of Employee Benefit Package in Bangladesh. Exclusive features of Group Insurance are: Insurance coverage to a number of individuals under a single contract. Simple insurable conditions Easy administrative procedure Prompt claim settlement Affordable premium Tax exemption on premium Delta Life offers a host of Group-Life Insurance schemes from which an organization/ employer may choose for benefits of its members/employees, as may best serve their interest according to organizational setup. To be treated as a group, the following criteria need to be fulfilled. A Group Should comprise of at least 15 members It should be a legitimately organized body Group clients of Delta Life Insurance Company Limited include: Semi-Government organization, autonomous bodies Private, Non-Government Organizations (NGOs) Educational Financial Institutions Public Limited Companies Associations, Business organizations etc. Group Life Insurance Schemes offered by Delta Life are of two types: Traditional Schemes: For insurance coverage of members/employees of a Group Exclusive Schemes: For insurance coverage of clients of Financial Institutions Traditional Scheme: These are the commonly offered Group-Life Insurance schemes and are also known as Basic Schemes: These are: Short Term Contract Group Term Life Insurance Scheme (GT) Group Term Life with Premium Refund Scheme (GTR) Long Term Contract Group Endowment Life Insurance Scheme (GEN) Group Pension Scheme (GP) There are several variants of Basic Schemes. Examples of two variants of GTR are GTR-100/10: Group Term Life with 100% Premium Refund after 10 years GTR-50/10 : Group Term Life with 50% Premium Refund after 10 year Health Insurance Health Insurance is now considered indispensable in developed countries. In the present financial-social perspective of Bangladesh as well, Health Insurance has now become an essential, dependable, acceptable and the most cost effective means to make the modern treatment facilities affordable to all socio-economic classes of people, especially the fixed income group. As a pioneer of Health Insurance in Bangladesh, Delta Life Insurance Company offers several Health Insurance Schemes, which are as follows: Hospitalization (In-patient) treatment coverage plans Hospitalization Insurance Plan (Group)- offered to Members of a group and their dependants (if desired) Hospitalization Insurance Plan (Individual) – offered to an Individual as well as his or her dependant family members also known as Delta Care Hospitalization Plan. Out-patient treatment coverage plans Out-patient Insurance Plan Offered as an adjunct to Group Hospitalization Out-patient Management Plan Offered as an adjunct to Group Hospitalization Overseas treatment coverage plan for travelers Overseas Medicliam Policy (OMP) – A pre-requisite for visa application offered only to Individuals traveling abroad. Hospitalization Insurance Plans Covers in-patient (Hospitalization) treatment expenses of an insured member Expenses Covered under Hospitalization Insurance Plans Hospital Accommodation Consultation Fee Medicine Accessories Medical Investigations Surgical Operation Ancillary Services like Blood Transfusion, Ambulance Service, Dressing etc. General Features of the Scheme No need for preliminary Medical Examination during enrolment. Treatment coverage round the clock inclusive of Accidents and Emergencies. Coverage offered to Bangladeshi National as well as resident foreigner. Treatment at any renowned hospital or clinic by consultant of own choice. Preferential service at Designated Hospital. Direct payment of treatment expenses by the company at Designated Hospital. Reimbursement of expenses for treatment at non-designated hospital. Membership ID card for each insured to facilitate preferential services. Option for Maternity Benefit and Overseas Treatment coverage. Provision for inclusion of Spouse Children under the plan. Provision for inclusion of new member under the plan. Coverage up to 65 years under Group HI 60 years under Individual HI plan. Two types of plans with several benefit grades to choose from. Option to choose more than one grade according to status of the members of a group. Option to alter benefit grade during renewal. Gono Grameen Bima Delta Life first launched Micro-insurance product in 1988 through its Grameen Bima Project (GRB) to cater to the necessity of economic protection against premature death and of disability as well as providing a way for regular savings for the poor and low income group of people living in villages. Later it started another project in 1994, namely, Gono Bima (GNB) for the urban poor and the low income class. These projects are now merged under the  name of Gono-Grameen Bima Project (GN-GRB). The initial problems apart, the project started to yield impressive results right from the beginning by creating great interest among the target population who could not even perceive an institutional arrangement through which the ever present problems of insecurity of life could be addressed. To suit the needs and pockets of the target people, and for efficient management of these portfolios, some of the age-old traditional concepts of carrying on life insurance business had to be diluted and in some cases replaced by simple and straightforward practices. Yet, the results are so encouraging that Delta Life is now regarded far and wide as the undisputed leader espousing the cause of welfare of teeming millions and its experiences are now used to advantage not only by indigenous companies but also other micro-savings organizations abroad. Target Group and the Product In GN-GRB the formalities are minimum. Insurance Cover is given under Group Insurance concept. A person interested in a policy submits a simple two-page proposal form; it is signed or thumb imprinted by him or her. There is no need for medical check-up. The person needs to be between 18 and 45 years of age, have a monthly income of Tk. 5,000.00 (US $100.00) or less, be of good health and supply a Declaration of Good Health (DGH) at the time of submitting the Proposal form. Death through pregnancy complications within the first year of the policy and death through suicide in the first year of the policy are not covered under an exclusion clause. Simple endowment with profit policies are offered for 10 and 15 years term both with premium payment mode being weekly or monthly. Premium rate is the same irrespective of age at entry. Besides this plan, new plans like three-payment plan with 12 and 15 years term and double protection endowment plan have recently been introduced. Policy Documents Upon acceptance of the proposal, a pass book is issued to the policyholder detailing all terms and conditions of the policy. The pass book serves as the purpose of recording of all payments made by him towards the policy. There is one group policy document for the policyholders of each Thana or Block. For individual policyholders the passbook serves as policy document. Micro Investment (Loan) GN-GRB gives small project loans to its policyholders on a group liability basis. No collateral is required. There is 20% service charge on the loans, which is calculated at a flat rate and added to the principal amount. The loan, together with the service charge, is repayable in 12 equal monthly installments. The repayments are collected from door to door by the organizers. Recently a decision has been taken to establish small collection booths in the villages. A person must be a policyholder and pay premiums for at least one year before being eligible for a loan. The maximum loan given is Tk. 5,000.00 (US $100.00) per policyholder. The loans are for income generating activities (IGA) only. Policyholders form a committee of 5 to 7 members. 3 policyholders selected by the committee are given the first loan. After recovery of 3 installments from each of the first three borrowers, the next 3 are given their loans and so on. As a general rule, 60% of the premium income of an area and 40 % of the repaid loan of an area are available for loan in that area. Also 100% of premium collection of a committee is available for loan to that committee. Company overview Crystal Insurance Company Limited is one of the leading general insurance (Non Life) company in private sector in Bangladesh. The company transacts a wide range of General Insurance business in Bangladesh and expertise in the field with sound and stable financial position. Our Mission To provide prompt, efficient and professionalized services for maximum risk coverage of the insured. To provide insurance coverage at the most competitive premium rate ensuring maximum security. To promote Human Resource development and professionalism in insurance business. To settle insurance claim promptly. CICL believes in the quality of the deals struck rather than the quantity of it. With our knowledge and expertise it is our commitment to the insuring community to deliver them the highest standard of security and professionalism. Finding Fire Insurance Fire Insurance Policy (including R SD, Flood, Cyclone Earthquake coverage) Industrial All Risks (IAR) Engineering Insurance Machinery Insurance {Machinery Breakdown Policy (MBD)} Deterioration of Stock (DOS) Boiler and Pressure Vessel (BPV) Electronic Equipment Insurance (EEI) Erection All Risk Policy (EAR) Contractor’s All Risk Policy (CAR) Motor Insurance Motor Insurance for Commercial Vehicle Motor Insurance for Private Vehicle Motor Insurance for Motor Cycle/Scooter Marine Cargo Insurance Marine Cargo Insurance transit by Steamer or Power Vessel Marine Cargo Insurance transit by Rail/Lorry/Truck Marine Cargo Insurance transit by Inland Rail or Road Conveyance Marine Cargo Insurance transit by Inland Cargoes (water borne) Marine Cargo Insurance transit by Air Cargo Miscellaneous Burglary House Breaking Insurance Cash-in-Safe Cash-in-Transit Cash-in-Premises Cash-in-counter People personal Accident Workmen’s Compensation Policy Business Interruption Overseas Med claim and Holiday Insurance Public Liability Policy Product Liability Policy Consequential Loss Householders Comprehensive Policy

Tuesday, January 21, 2020

Media Control: The Spectacular achievments of propaganda Essay

Media Control: The Spectacular Achievements of Propaganda. Synopsis of the book. Chomsky examines and explores the use of propaganda in the mass media. His focus remains on the â€Å"elite† as he would call them, or the corporations and politicians that control the mass media in our country. He speaks of how the U.S. government used propaganda in order to gain support for our country’s involvement in wars from Wilson’s presidency to Bush Sr., and now in our so-called â€Å"War on Terror† brought upon by George W. Bush. He explains how he believes this elite group of people control the minds of those that are less educated, and without an open minds. He believes that propaganda has been used through the mass media to guide this population towards supporting political interests. Why I chose this book. I had heard from many of my friends about Noam Chomsky and how he may just be the most important intellectual alive today. So while I was helping my friend with an assignment of hers I came across this book at her house. I flipped through a couple of pages and decided to use this book for this project. I thought it would provide a new insight into the role of our government in the media. How this book relates to this class. This book discusses the governments role in the media. Although Chomsky’s views might be considered somewhat extreme by some standards, his message s important. We have discussed the government manipulation of the media. For example, President Roo...

Sunday, January 12, 2020

Toms Shoes Epedemic

Simona Brotnei Professor Angelone English Writing 102 7 March 2012 â€Å"How Toms Shoes tipped ? † Intro Section In the book, The Tipping Point, How little things can Make a Big Difference, written by Malcolm Gladwell. What is an Epidemic? Well there are different kinds of epidemics. Epidemics can be Products, diseases, Trend’s, and or Crimes. In order for an epidemic to tip, there are three rules that apply for an epidemic to tip. Epidemics are the phenomena word of mouth, or any number of mysterious changes that mark everyday life is for us to think of them as just that.Epidemics are a contagious behavior; the rules in an epidemic are the Law of the Few, The Stickiness Factor, and the Power of Context. The Stickiness Factor The stickiness factor is some kind of information that makes it memorable and sticky, basically something that makes a person remember easily or a message that makes an impact. One of the three Laws that applies too, Toms Shoes is the stickiness of the shoes. The Epidemic that crossed my mind was TOM’s shoes. The co-founder of TOM shoes was Blake Mckoskie, his name was not Tom, Blake’s chose toms because it stands for Tomorrows Future.Back In 2006, Blake went to Argentina, and discovered that the kids there had no shoes, So he came up with the Idea that for every pair of shoes purchased, he would give another pair to a child in need. Tom’s shoes missions is the One for One deal, which I stated above. The reason why Toms tipped was because of the One for One. This is what made TOMS so sticky, just the other day I wore a pair of Toms and this lady stopped me and somehow noticed my shoes and said to me, â€Å"Are those the shoes? † where they give a pair for free? and she wanted to look at them, So I showed them to her. he then went on and said â€Å"that they are expensive ,† but I also stated that they were for a good cause. In the past year of September, TOMS sold over one million pair of sh oes. His company is becoming more successful, and are growing bigger and bigger each day. Blake based the shoe style on the alpargata, a traditional Argentine shoe that farmers have worn for more than 100 years. The shoe is very lightweight and canvas slip-on with just a sliver of a rubber composite sole. It comes in multiple colors and prints for women, men and children. Toms comes out with a new style almost every six months.The shoe prices average from about $40-$100 dollars, They can be pricy but we also have to remember that its helping many kids without shoes, have shoes. The reason as to why Toms is so successful is, because they feel as if there making a difference in the world by helping the kids. They are satisfied and happy about themselves by helping the kids with no shoes. Toms has donated over 600 thousands paris of shoes to kids in 2010. The Power of Context Gladwell states, That the power of context, is no less more important than the two laws mentioned in the beginn ing of the book.Epidemics are sensitive in the time and places in which they occur. The Power of context is one that has to do with the environment we live in. We are the ones that get the word out. Like for instance the word of mouth epidemic is by a person telling them about it, then them telling someone else; or even when they see something that they like, People will ask you where you got the product, then tell his or her friends. Back In May of 2010, I was at a Romanian convention and I noticed a guy wearing them and wanted to find out what kind of shoes they were, because they looked very cool and comfy.I then went on found out where he got them, and bought two pairs, Now Most of the majority of the romanian community owns at least a pair of toms, if not even more. That explains why so many trends like skinny jeans, and or Jeans tucked in boots start. The environment has a lot to do with how epidemics occur, And that is how many trends come about. Just like in the book, The Ti pping Point there were two kids that were wearing hush puppies in East village, and some high fashioned stylists seen them. Later on they skyrocketed and sold over 600 thousands pairs.There is no other explanation more better than how the environment has many effects on how we look and or how we dress, the environment plays a big part on how products tip and how trends become more popular. Conclusion The reason why products tip are because the message itself had an impact, and or the environment where they were seen was noticed by big entrepreneurs. Why is it that many people like myself? are buying all into this, One thing is that it is contagious and the little things that make a change make a difference in the world.Trends and or diseases are also just as contagious. The co-founder of Toms travels to many different colleges to reach out to peers because he wants the new generations to be concerned and aware with different things. and helping others is one that everyone can do if they cant help by buying a pair they can help by not wearing shoes for 24 hours and that event that is called One Day Without Shoes, is targeted mostly to students because they are the ones with time and its a free advertising by getting his shoes known. and what more not doing it at colleges.Blake wants to raise up a better generations for our kids, and by helping and joining events just like this one is a great opportunity for many students to be aware and help make difference in the world. That is why they have an event every year, In Fact It is coming up shortly Sometime in April. The event mostly focuses on the awareness for people to realize that in many different parts of the country children are without shoes. Also to get others student to join and help if not by buying the shoes but by simply getting the word out.The One Day Without Shoes event allows student-led college chapters of TOMS to hold awareness events on campus (and do some free advertising for TOMS). The movemen t reaches out to students who want to help and be a part of a larger philanthropic movement, but can’t afford to give large amounts of money or commit an extended amount of time. People who are already passionate about helping children in need are the prime candidates to join the TOMS movement, so the student chapters and the organization reach out to these individuals through their  advertisements  and promotions. Im gonna finish a quote by Ghandi, which was Blake’s favorite quote. Be the change you want to see in the world Works Cited Gladwell, Malcolm. The Tipping Point: How Little Things Can Make a Big Difference. Boston: Little, Brown, 2000. Print. â€Å"Shoes Offer a Better Tomorrow. † NewsOK: Oklahoma News, Sports, Weather, Business, Entertainment & Oklahoma City Photos & Video OKC. Linda Miller, 5 Apr. 2009. Web. 11 Mar. 2012. . â€Å"Millennials and Philanthropy: 5 Tips I Learned from TOMSA  Shoes. † Rebekah Bowen. 26 Aug. 2011. Web. 11 Mar . 2012. . â€Å"TOMS SHOES LOGO. † Bio Of Blake Mycoskie, The Founder & Chief Shoe Giver Of TOMS Shoes. 2 Feb. 2010. Web. 11 Mar. 2012. .

Saturday, January 4, 2020

The Role of Government in Economy - 1216 Words

Nowadays, there are debates on how far government should interfere with the economy. Government has played an impact on the economy with the purpose to maximize the well-being of society. What governments generally do is to assure the economy grows at a steady pace, increase level of employment and stabilize the price level. However, whether government should take active policies to interfere with economy or just let it grow naturally has raised widely discussion. This essay discusses the role of government by analyzing both thought of Keynes and Friedman and then prove the effectiveness of Friedman’s theory with historical examples. Firstly, the Great Depression of the 1930s has helped prove the importance of government’s intervention†¦show more content†¦As Issing (2010 p 1) says in his article, after the Great Depression, there was dominant belief on the Keynesian theory. However, the lessons obtained from the stagflation of 1970s, associated with Keynesian policies, are that unrestrained and ineffectively planned intervention by government could give rise to market failure and adverse economic outcome (Aikins, 2009, p 405). The weakness of Keynesian theory was supported by Callaghan who stated that cutting taxes and boostingShow MoreRelatedThe Role of the Government in the Economy Essay839 Words   |  4 PagesThe appropriate role of government in the economy consists of six major functions of interventions in the markets economy. Governments provide the legal and social framework, maintain competition, provide public goods and services, national defense, income and social welfare, correct f or externalities, and stabilize the economy. The government also provides polices that help support the functioning of markets and policies to correct situations when the market fails. 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